Regulation hub

Regulator page

Financial Services Regulatory Authority (ADGM)

Who it applies to: Firms authorised by the FSRA in Abu Dhabi Global Market.

Instruments that apply

FSRA GEN outsourcing rules

FSRA General Rulebook (GEN) - outsourcing rules

Number and year
GEN 3.3.31-3.3.32
Issuer
Financial Services Regulatory Authority (FSRA), ADGM
Status
In force. FSRA thematic review 'Dear SEO' letter dated 29 Jan 2026 asks all firms to run a gap analysis.
Applies to
FSRA Authorised Persons in ADGM.
Notes

The FSRA rulebook site blocked fetching, so GEN 3.3.32(1) was seen only quoted inside the CP 3/2025 appendix. Any notification timing (e.g. under GEN 8.10) was not verified.

FSRA Cyber Risk Management Rules

FSRA GEN Chapter 3.5 - Cyber Risk Management Rules

Number and year
GEN 3.5 (Notice of Publication 29 Jul 2025)
Issuer
Financial Services Regulatory Authority (FSRA), ADGM
Status
In force from 31 Jan 2026. Updated incident templates in Notice FSRA/FCCP/22/2026 (29 Jan 2026).
Applies to
FSRA Authorised Persons (and Recognised Bodies for the related notices).
Notes

GEN 3.5.16 and 3.5.18 were confirmed in 2025-26 FSRA notices. Other sub-rule numbers come from the consultation draft; check them against the final rulebook. Breaches also go to the ADGM Office of Data Protection, and STRs to the FIU, separately.

ADGM Data Protection Regulations 2021

ADGM Data Protection Regulations 2021

Number and year
DPR 2021
Issuer
ADGM Board; administered by the ADGM Office of Data Protection
Status
Enacted 11 Feb 2021. Fully applicable from 14 Feb 2022 for existing entities and 14 Aug 2021 for new entities. Repealed the 2015 Regulations.
Applies to
Controllers and processors established in ADGM.
Notes

The section numbers for the processor contract and transfer provisions were not verified (the brochure says Part IV covers controller and processor duties and Part V covers transfers). ADGM's UBO filing window (30 days) is separate; see the UBO entry.

Requirements by topic, and how NexaPair covers them

Mapped from our source-by-source research, checked on 3 November 2026. High-confidence items were checked on an official page; Secondary source means law-firm or other secondary sources only; To be confirmed means reported but not verified.

Due diligence

  • Identify outsourcing of functions directly related to Regulated Activities. Do due diligence on suitability, supervise effectively, and act on provider failures.

    FSRA GEN outsourcing rules · GEN 3.3.31(1), 3.3.31(3)(a)-(c)

    Covered by
    • LiveDue diligence cases by tier
    • LiveExplainable risk score with factor weights and minimum-tier rules
  • Do due diligence on ICT service providers. Contracts must require them to meet the firm's cyber requirements, notify cyber incidents, help with remediation and allow verification. Secondary source

    FSRA Cyber Risk Management Rules · GEN 3.5.2 (numbering as proposed in CP 3/2025)

    Covered by
    • LivePassive outside-in cyber posture: an A to F grade per vendor, history, scheduled re-checks and grade-drop alerts
    • LiveDue diligence cases by tier
    • LiveExplainable risk score with factor weights and minimum-tier rules

Outsourcing notice and approval

  • Inform the Regulator about material outsourcing arrangements. Secondary source

    FSRA GEN outsourcing rules · GEN 3.3.32(1) · Timing: No timing verified

    Covered by
    • LiveMaterial-change notice and non-objection gate
    • LiveOutsourcing register

Contracts

  • Material outsourcing needs a written contract covering the prescribed factors. The FSRA expects performance metrics and default and termination clauses, and that contracts are not signed before due diligence.

    FSRA GEN outsourcing rules · GEN 3.3.32(3)

    Covered by
    • LiveContracts and obligations
  • Controllers must put safeguards in place with processors (data protection agreement, audits, due diligence). Secondary source

    ADGM Data Protection Regulations 2021

    Covered by
    • LiveContracts and obligations

Resilience and business continuity

  • Keep a cyber incident response plan and test it. The UAE Cyber Security Council's national plan can serve as a reference.

    FSRA Cyber Risk Management Rules · GEN 3.5.16

    Covered by
    • LivePassive outside-in cyber posture: an A to F grade per vendor, history, scheduled re-checks and grade-drop alerts
    • LiveCritical-operations register
    • LiveEquivalent-resilience and concentration checks

Ongoing monitoring

  • Risk-rate providers to drive review frequency. Monitor KPIs, adverse news and ownership changes. Have a policy on onsite visits for overseas providers.

    FSRA GEN outsourcing rules · Dear SEO letter 29 Jan 2026

    Covered by
    • LiveAlerts for sanctions, GST filing, financial health and litigation
    • LiveDue diligence cases by tier
  • Run a resilience testing programme, at least annually for internet-facing systems. Secondary source

    FSRA Cyber Risk Management Rules · GEN 3.5.14 (as proposed) · Timing: At least annually

    Covered by
    • LiveAlerts for sanctions, GST filing, financial health and litigation
    • LiveDue diligence cases by tier

Registers and record keeping

  • The FSRA expects a full list of all providers, including software, custodians and group functions, with materiality assessed. Intragroup arrangements are outsourcing.

    FSRA GEN outsourcing rules · Dear SEO letter 29 Jan 2026

    Covered by
    • LiveOutsourcing register
    • LiveCSV and JSON exports of 10 registers, including the audit trail

Incident reporting

  • Notify the FSRA of a suspected material cyber incident immediately on discovery, with a 24-hour backstop for the initial report (Template A) emailed to incidents.fsra@adgm.com, copying the supervisor. Progress updates (Template B) follow at a frequency the supervisor sets.

    FSRA Cyber Risk Management Rules · GEN 3.5.18; GEN 8.10 · Timing: Immediately; no later than 24 hours (CP text: including weekends and public holidays)

    Covered by
    • LivePassive outside-in cyber posture: an A to F grade per vendor, history, scheduled re-checks and grade-drop alerts
    • LiveIncident records
    • LiveIncident reporting clocks across regulators: CBUAE, ADGM and the "immediately" rules
  • The controller notifies the Office of Data Protection of a personal data breach via the Online Registry Solution ('Notify the Office of Data Protection' then 'Data Breach Notification').

    ADGM Data Protection Regulations 2021 · s.32 · Timing: Without undue delay and, where feasible, within 72 hours of awareness

    Covered by
    • LiveIncident records
    • LiveIncident reporting clocks across regulators: CBUAE, ADGM and the "immediately" rules
  • The processor notifies the controller of a breach; it does not notify the Commissioner.

    ADGM Data Protection Regulations 2021 · ODP Guidance Part 5, para 4.8 · Timing: Without undue delay

    Covered by
    • LiveIncident records
    • LiveIncident reporting clocks across regulators: CBUAE, ADGM and the "immediately" rules

Cross-border data transfer

  • Transfers out of ADGM go to adequate jurisdictions, or use appropriate safeguards (ADGM SCCs, BCRs) or derogations (consent, contract necessity, infrequent transfers). Secondary source

    ADGM Data Protection Regulations 2021

    Covered by
    • LiveCross-border transfer assessment under the PDPL or the DIFC and ADGM data protection laws

Cyber security controls

  • Keep a cyber risk management framework approved by the governing body and reviewed annually. Requirements include an asset inventory recording where each asset is stored, access control, MFA, encryption and patching. Secondary source

    FSRA Cyber Risk Management Rules · GEN 3.5.1-3.5.13 (numbering as proposed) · Timing: Framework reviewed at least annually

    Covered by
    • LivePassive outside-in cyber posture: an A to F grade per vendor, history, scheduled re-checks and grade-drop alerts
    • LiveQuestionnaires in Arabic and English with AI evidence review that a person signs off
  • Controllers and processors implement appropriate technical and organisational security measures.

    ADGM Data Protection Regulations 2021 · s.30(1)

    Covered by
    • LivePassive outside-in cyber posture: an A to F grade per vendor, history, scheduled re-checks and grade-drop alerts
    • LiveQuestionnaires in Arabic and English with AI evidence review that a person signs off

Sanctions and AML screening

  • Outsourced CDD, eKYC and sanctions-screening tools fall under the AML Rulebook outsourcing rules and need periodic assurance.

    FSRA GEN outsourcing rules · AML 9.3.1

    Covered by
    • LiveSanctions and PEP screening via OpenSanctions
    • LiveScreening against the UAE Local Terrorist List and the UN list, with freeze and goAML report clocks

How NexaPair covers this regime

Mapped from the built-in summary. Each line shows whether the feature is live in the product today.

  • LiveOutsourcing register
  • LiveDue diligence cases by tier
  • LiveContracts and obligations
  • LiveMaterial-change notice and non-objection gate
  • LiveExit plans
  • LiveEquivalent-resilience and concentration checks
  • LiveBoard pack
See it in the walkthrough